Swiftkash Loan Review, Contact Number

Swiftkash Loan is a digital lending company with a Nigerian foundation that provides quick and simple personal loans to help people and organisations meet their financial objectives.

To quickly assess loan applications, the company use machine learning algorithms to analyse borrower behaviour.

The Swiftkash loan will be thoroughly discussed in this review, along with the requirements for eligibility, loan amounts, interest rates, terms of repayment, and the application procedure.

Amount of the Loan and Interest Rate

Swiftkash offers loans with amounts ranging from 5,000 to 600,000 NGN and terms of 91 to 180 days.

The maximum annual percentage rate, or APR, is 36% annually, or 0.08 percent every day. It is important to remember that interest rates change depending on the loan amount and term.

The total interest due is calculated as follows: 20,000 * 0.08 percent * 120 = 1920 if you borrow 20,000 with a 120-day repayment period.

Therefore, 20,000 + 1920 = 21,920 is the entire repayment amount, including principal and interest.

Why Go with Swiftkash?

When you require a personal loan, there are various benefits to choose Swiftkash. The following are some advantages of using Swiftkash:

  • 24/7 accessibility: Using the Swiftkash app on your smartphone, you may apply for a loan at any time and from any location.
  • Simple and fast registration The application procedure is simple, and upon acceptance, you can receive your money immediately.
  • No need for documentation, supporting materials, or office visits: Swiftkash does not require any collateral or in-person application visits for loans.
  • Use your money however you like: Swiftkash provides you the flexibility to use the money however you see fit, whether you need it for personal or professional needs.
  • Swiftkash does not impose late fees or rollover costs on its loans, making it simpler for you to pay back your debt.
  • Swiftkash offers cheaper costs and flexible repayment terms that change as you pay back the loan, both of which are adjustable.

Eligibility requirements

You must satisfy the following requirements in order to submit an application for a Swiftkash loan:

  • You must be a citizen of Nigeria.
  • You must be between the ages of 20 and 55.

Applying for a Loan

Follow these steps to apply for a loan on Swiftkash:

  • From the Google Play Store, get the Swiftkash app.
  • To receive an OTP (One Time Password), register an account with your phone number.
  • Select the product you wish to apply to.
  • Correctly complete the application, then send it in.
  • Have your profile approved.
  • Have your bank account debited for the loan.

Secure and Safe Loan

By leveraging the information on your phone, including the history of your SMS messages, to authenticate your identity and establish a credit score, Swiftkash makes applying for a personal loan straightforward.

To protect your privacy, the company encrypts the data you choose to give them. Swiftkash guarantees never to share your information with outside parties and takes privacy extremely seriously.

Swiftkash provides top-notch help for your financial needs around-the-clock if you have any enquiries or issues. Within the app, you can message them and get a response quickly.


In conclusion, Swiftkash is a great choice for Nigerian citizens and companies in need of speedy access to personal loans without the requirement for collateral, documentation, or in-person visits.

Swiftkash offers a smooth and trouble-free loan experience with quick approval timeframes, easy access through the mobile app, and customizable repayment periods.

Borrowers can feel secure knowing that the company is committed to privacy and security and that loan applications will be evaluated quickly thanks to the usage of machine learning techniques.

Swiftkash can be a great option for your next personal loan if you match the requirements.

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