Swift Naira Loan App Download, How to Apply, Requirements

A lending business called Swift Naira seeks to offer customers in Nigeria quick and secure cash loans. Swift Naira aims to make the loan application procedure simple and quick with their swift loan approval service.

We’ll go through the essential aspects of Swift Naira loans in this blog article, such as eligibility requirements, the loan application procedure, interest rates, and contact information.


Customers must fulfill the following requirements in order to be approved for a loan from Swift Naira:

  • Customers must be between the ages of 18 and 60.
  • Customer residency is required in Nigeria.
  • A functioning bank account is necessary.
  • Customers must have a government-issued ID for identification.
  • To guarantee that consumers can use the services offered by Swift Naira, it is imperative that users meet these requirements.

How to Make a Swift Naira Loan Application

The process of requesting a loan from Swift Naira is easy and simple. The steps are as follows:

  • Open the Swift Naira app and log in: To use their loan application platform, go to the Swift Naira website or download the mobile application.
  • the loan application form must be finished: Make sure to enter accurate and current information when filling out the app’s loan application form.
  • Wait for Evaluation: Swift Naira will quickly evaluate your loan request when you submit your application.
  • Obtain the Loan: If your loan application is accepted, the money will be transferred instantly and immediately into your bank account.
  • Customers can swiftly and simply apply for a loan by following these procedures, making Swift Naira a practical choice for people in need of rapid money.

Details and an Example of a Swift Naira Loan

Loan amounts offered by Swift Naira range from 2,000 to 600,000 Nigerian Naira. From 91 days to 365 days (including renewal time), the loan conditions are available. The following information about interest rates and processing costs should be remembered:

  • Interest Rate: Swift Naira loans have an APR (Annual Percentage Rate) cap of 22%.
  • Processing Fee: Customers must pay a processing fee, which can be anywhere between 0.1% and 0.35% of the loan amount.
  • Let’s look at an illustration to help us better grasp the loan payback procedure:

Let’s say you take out a 100-day loan for 5,000 Nigerian Naira. In this instance

  • The total amount of interest due is determined as follows: 5,000 * 0.05% * 100 = 250.
  • The complete service charge is: 0.
  • Therefore, 5,000 + 250 + 15 = 5,250 would be the entire repayment amount.
  • Before moving forward with a loan transaction, it is crucial to properly read and comprehend the terms and conditions mentioned in the Disclosure Statement offered by Swift Naira.

Swift Naira Loan Client Support

Use the following contact information to get in touch with Swift Naira’s customer service staff if you have any questions, issues, or requests:

  • Send an email to Swiftnairahelp@yahoo.com or call 08184250495
  • Address: Oke Ilewo, Abeokuta, Ogun State, 125 Olusegun Osoba Way.
  • Please don’t hesitate to get in touch with Swift Naira if you need support or more details about their lending services.

Swift Naira: Is it real?

Swift Naira wants to offer customers in Nigeria dependable and secure cash loans. When dealing with any financial institution or lending platform, it is crucial to proceed with prudence.

It is advisable to carefully evaluate the terms and conditions, costs, and interest rates before moving forward with a loan transaction.

Additionally, completing your own research and reading customer reviews can give you insightful information about Swift Naira’s reliability and legality.


In conclusion, Swift Naira provides customers in Nigeria who require instant cash loans with a practical option. Customers can easily obtain funds by fulfilling the eligibility requirements and following the straightforward loan application process.

Before agreeing to a loan, it is crucial to comprehend the terms, such as the interest rates and fees. You can resolve any worries or questions you may have by getting in touch with Swift Naira’s customer service staff.

When conducting any type of financial transaction, never forget to proceed with caution and research your options.

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