Mini Credit Loan App: Download Apk

Online loans without collateral are available from Mini Credit, a trustworthy website. You can access quick and convenient loans using their user-friendly loan app from anywhere in Nigeria as long as you have an Android phone.

Interest Rate and Loan Breakdown

With loan amounts ranging from NGN 3,000 to NGN 200,000, MiniCredit offers variable loan durations from 91 days to 365 days. From 12% to 24% APR are the range of interest rates.

Let’s examine a 91-day loan with an NGN 3,000 principal amount in more detail, for example. The total amount payable after the processing charge of NGN 750 and the interest of NGN 409.5 is NGN 4,159.5.

You will owe N1,886.5 in the first month, which includes the processing charge and N136.5 in interest. The total sum owed for the second and third months will each be N1,136.5, plus N136.5 in interest.

Mini Credit Loan Requirements

You must fulfil the following criteria in order to be qualified for a Mini Credit loan:

  • Be a citizen of Nigeria.
  • Be in the age range of 20 to 60.
  • Possess a reliable income stream.
  • When applying for the loan, you must also supply your BVN (Bank Verification Number) and bank account information.

How to Apply for a Mini Credit Loan

With MiniCredit, obtaining a loan is a simple procedure. Just adhere to these easy steps:

  • On your Android phone, download the MiniCredit application from the Play Store.
  • Create a user account to get going.
  • Choose the financing option that best meets your needs.
  • Complete the application by entering your BVN, bank information, and basic personal information.
  • You’ll receive the final application result by SMS and the app after it’s been submitted.
  • Sign the loan agreement electronically if your loan is accepted.
  • The accepted loan amount will be deposited into your account after you electronically sign, and you’ll get a confirmation SMS.
  • Make sure you download the MiniCredit app from the official Play Store. To avoid security risks, stay away from downloading lending apps from unapproved sources or third-party app stores.

Contacting Mini Credit Customer Care

The customer service team at Mini Credit is on hand around-the-clock to help if you need anything or if you have any questions. Email them at to get in touch with them. You can also get in touch with them through the MiniCredit app.

Is Mini Credit Legit?

Customers in Nigeria can obtain loans from Mini Credit, which is an authorised marketplace. But it’s important to keep in mind that businesses might change over time, and their terms and conditions might alter as well.

You should take caution and use good judgement when dealing with any financial institution or loan provider as a user.


In conclusion, MiniCredit offers a dependable and practical method for obtaining quick loans in Nigeria. MiniCredit strives to make the loan application and repayment procedure simple and available to all qualified Nigerians with its user-friendly software and adaptable payback alternatives.

Before applying, remember to carefully check the interest rates and loan terms. For a secure experience, only download the MiniCredit app from the official Play Store. Contact Mini Credit’s 24/7 customer service team if you have any inquiries or require assistance.

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