Lifeline Loan – App Download, Customer Care Number, Is it Legit?

Nigerians can borrow money quickly online through Lifeline Loan without having to provide any collateral or meet many restrictions.

Customers can apply for loans of up to 300,000 naira in just a few minutes using a straightforward and user-friendly app.

In this evaluation, we’ll look at the functions of the Lifeline Loan app, the application procedure, the prerequisites, the reliability of the website, and how to get in touch with Lifeline customer service.

Lifeline Loan

Lifeline Loan is a secure loan app that is only accessible to residents of Nigeria. This internet resource provides personal loans without the requirement of security.

Borrowing money through a Lifeline Loan is a simple process. For the purpose of approving your loan request and verifying your identification, the app uses data from your phone, including device information. Physical collateral is not required thanks to this simple and practical solution.

Rates of Lifeline Loans

Maximum Annual Percentage Rate (APR) for Lifeline Loans is 20%. A service charge of 0.1% to 0.35 percent each day is also payable.

Let’s look at an example to show the fees connected with a Lifeline loan. Consider taking out a 20,000 Naira loan with a 150-day repayment period.

This loan’s total service charge would be N20,000 * 0.14% = N28. The entire amount of interest charged would be N1640 (N20,000 * 8.2%).

Therefore, N20,000 + N28 + N1640 = N21,668 would be the total sum due at the end of the loan period.

Customers should carefully examine the terms and conditions before moving through with a loan transaction because these fees and interest rates are subject to change.

Requirements for Lifeline Loan

The following conditions must be satisfied in order to qualify for a Lifeline Loan:

  • Age requirement is 18 years old.
  • BVN, or bank verification number.
  • income source.
  • money in a bank.

Application for a Lifeline Loan

It’s easy to submit an application for a Lifeline Loan. The steps are as follows:

  • From the official Play Store, download the Lifeline Loan app. To maintain security, stay away from downloading lending apps from unapproved app shops.
  • Use an active phone number or email address to register.
  • Within the app, create and finish your profile.
  • Ask for a loan, then watch for the funds to appear in your bank account.

Download the Lifeline Loan app

Visit the official Play Store and type “Lifeline Loan” into the search bar to download the Lifeline Loan app. When downloading loan apps, it’s important to exercise caution and make sure they come from reliable sources.

Your personal information may be at risk of security threats if you download apps from unreliable app shops.

How to Reach Customer Service for Lifeline Loan

You can get in touch with Lifeline Loan customer service using the following details if you have any questions or need help:

  • Email address:
  • Address: 77 Awolowo Way, Ikeja, Lagos Phone: 09049008610.
  • You can try contacting Lifeline Loan customer service within the app itself for additional support if contact information is not immediately available.

Lifeline Loan: Is It Legal?

Despite the fact that Lifeline lending provides easy lending services, it is important to note that some users have had difficulties with loan disbursement, repayment issues, and bugs in the app. Consider the benefits and drawbacks before moving forward, and use your best judgment.

It’s critical to remember that businesses might change over time while evaluating the authenticity of any loan platform. It is best to proceed with care and do extensive research before cooperating with any loan provider.


Nigerians can easily acquire personal loans without putting up any collateral thanks to Lifeline Loan’s user-friendly internet lending platform.

Borrowers can get the convenience they require with a Lifeline Loan, which has flexible payback terms of 91 to 365 days and loan limits that range from 3,000 to 300,000.

Do not forget to satisfy the conditions, confirm the legitimacy of the platform, and confirm the interest rate linked with any loan offer. Please feel free to contact Lifeline Loan customer service if you have any questions or need assistance.

Nigerians may quickly and securely get credit using Lifeline Loan, an online lending platform, when they need it.

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