GTBank Salary Advance Loan 2023: How to Qualify, Apply Code & Interest Rate

Do you want to know how to quickly borrow money from GTBank as a wage earner? Everything you need to know about how to use a USSD code, a mobile app, or internet banking to apply for a GTBank Salary Advance loan is covered in this page.

To obtain a salary advance loan from GTBank, enter the following code: *737*8*2#. You can receive up to 50% of your net monthly wage or a soft loan at 1.5% interest for 30 days, both without requiring any security. You must have an active salary account to be eligible.

If you are qualified, apply for the loan right away using a phone number from MTN, Glo, Airtel, or 9 Mobile that is connected to your BVN and bank account. Let’s begin.

GTB Salary Advance Loan

Salary earners can borrow rapid cash from GTBank and repay it within 30 days thanks to the GTBank salary advance loan. You can apply for this payday loan at 1.5% interest per month whether you work in the public or private sector and without providing any collateral or supporting papers.

If you work for the government or a private company, you must make a minimum monthly salary of 25,000 or 50,000 to qualify for a salary advance loan from GTBank. You are then eligible to borrow up to 50% of your monthly pay. The loan is disbursed within 24 hours after application, and you have 30 days to repay it with the option of monthly renewal.

How to Borrow Salary Advance Loan from GTBank Using USSD Code

Applying for and receiving a GTBank salary advance loan without collateral is simple. The processes to borrow money using the USSD loan code are as follows:

  • On your GTBank registered phone line, enter 7378*2#. Airtel, Mtn, Glo, or 9 Mobile
  • then adhere to the guidance provided on the screen.
  • Enter the loan amount you desire.
  • Type in your GTBank USSD 4-digit PIN here.
  • Obtain the credit for your salary advance loan.

GTBank Salary Advance Loan Terms and Conditions

You need to be qualified in order to borrow this rapid money. To be eligible for a GTBank salary advance or payday loan, you must meet the following criteria:

  • With a GTBank salary account, you can start earning money.
  • Minimum pay for public employees is $25,000; for private employees, it is $50,000.
  • positive credit rating
  • No unresolved debt
  • be in the age range of 18 to 59.
  • Apply using a phone number that is connected to your bank account and BVN. Airtel, MTN, Glo, or 9 Mobile.
  • You can apply via the internet banking and mobile apps from GTBank.
  • Apply for this GTBank soft loan as soon as you meet these requirements, and you’ll receive it quickly.

How much GTB Salary Advance Loan can you borrow?

GTBank may borrow up to 50% of your monthly pay from you for the salary advance loan if you are a wage earner.

What is the Duration of the Salary Advance Loan?

When you apply through the USSD code, a mobile app, or online banking, the GTB salary advance loan repayment period is 30 days after it has been approved and disbursed. But you can extend the loan on a monthly basis.

What is Salary Advance Loan Interest rate?

The GTBank salary advance loan has a monthly interest rate of 1.5% of the amount borrowed. That is, if you borrow 100,000 Naira, you would have 30 days to repay the debt plus the 1500 Naira in interest.

How to Apply for GTBank Salary Advance on GT Mobile App

In addition to the USSD code, you can borrow money from GTBank via the GT mobile app. The processes needed to apply for and obtain a salary advance loan are listed below.

  • Open the GTBank mobile app and log in with your credentials.
  • Select Quick Loans by clicking the Options icon.
  • Select Quick Credit.
  • Select Loan tenor and enter the loan amount.
  • Put in your transaction password or PIN.
  • Accept the Terms and Conditions by clicking “Accept Now.”
  • Within 24 hours, your salary advance loan will be processed.

How to Apply for GTB Salary Advance using Internet Banking

Through internet banking, there is yet another way to obtain this urgent funding from GTBank. The processes needed to apply for and obtain a salary advance loan are listed below.

  • Access GTBank Internet Banking by entering your login information.
  • Click Quick Loans after selecting the Navigation symbol.
  • Click New Request after selecting Quick Credit.
  • Choose the Account to Credit option, then select Determine Eligibility.
  • Choose Loan Tenor and enter the loan amount before accepting the terms and conditions.
  • Give the answer to your hidden question and press Next.
  • Put your token code here.
  • Within 24 hours, your salary advance loan will be processed.

How to Pay Back GTB Salary Advance Loan

As a salary earner, all you need to do to repay your salary advance loan is receive your monthly paycheck; GTBank will then debit your account or credit it prior to the loan’s due date. If you are unable to pay off your loan in full, you may renew it or transfer the remaining amount into your account.

Alternatives GTBank Loan

In addition to the salary advance loan, GTB offers a number of other loan options. You can receive some of the alternative loans listed below.

Mortgage Loan

GTBank Max Plus Loan

GTBank Quick Credit Loan

GTBank School Fees Advance


I hope you now have a better understanding of the GTB salary advance loan, its qualifications, and how to be eligible to apply for this quick loan.

If you wish to borrow more money from GTBank and have it paid back over a longer period of time, you may also read my earlier piece on the Quick Credit loan.

Consider a Kuda loan or a Branch loan if you are not eligible for a GTBank loan.

So give it a shot and let me know how it goes.

Please also leave a comment in the space provided below.

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