One of the most recent online lending apps in Nigeria is Galaxy Credit lending. Galaxy Credit’s cash loan application process is made to be quick and easy, and we work hard to meet the financial demands of our Nigerian consumers.
We will examine the nuances of Galaxy Credit loans in this piece, covering everything from interest rates and qualifying requirements to the application procedure and customer support choices.
Galaxy Credit Interest Rate
A wide range of appealing services offered by Galaxy Credit are designed to meet different financial needs. For instance, the range of loan amounts—from N2,000 to N1,200,000—offers borrowers a variety of borrowing possibilities.
Borrowers are given plenty of time to handle their financial obligations during the repayment periods, which range from 90 to 360 days.
It’s important to keep in mind that interest rates can change over time when exploring the subject. Prospective borrowers must confirm the precise interest rates associated with any loan offer before moving forward.
Take a look at an example to help you understand. Consider a situation where the origination charge is 6%, the main loan amount is 80,000, and the repayment period is 90 days.
Eligibility Criteria for Galaxy Credit Loans
- Residents of Nigeria are eligible for financial assistance from Galaxy Credit with the following requirements
- Nigerian residency is a requirement for loan applicants.
- Candidates must be at least 18 years of age to apply.
- legitimate Bank Account: In order to disburse loans, a legitimate bank account is required.
- Monthly Income: Having a reliable source of monthly income is a crucial requirement.
The process of obtaining a loan through Galaxy Credit is intended to be simple. There are only a few easy stages in the application process:
- Account registration: To get started, use your Nigerian phone number to register for a Galaxy Credit account.
- Brief Information Submission: Give us the information we need to calculate your loan limit.
- Apply for the requested loan amount via the loan application.
- Integration of a bank account: Connect your bank account to make fund transfers easier.
- Repayment in a timely manner: Ensuring repayment before the deadline guarantees a simple procedure.
Caution Against Unofficial App Stores
While downloading the Galaxy Credit app is a necessary first step in using their services, caution must always be used. You run the danger of being scammed and exposed to security threats if you download lending apps from unreliable sources.
Make sure you only download the Galaxy Credit app from authorised app stores to ensure a secure experience.
Connecting with Galaxy Credit Customer Care
When you require assistance, getting in touch with Galaxy Credit’s customer service is simple. The business offers the following ways to get in touch:
- Contact them on Whatsapp at +2348172865363.
- Contact us by email at email@example.com.
- The company’s physical address is Otigba St, Ikeja 101233, Ikeja, Nigeria, for customers looking for in-person help.
Is Galaxy Credit legit?
Galaxy Credit is a dependable loan source right now, but it’s important to realise that the financial environment is subject to change. Over time, a company’s operations or rules may change.
It is advised that prospective borrowers use their own judgement and do their homework before cooperating with any financial institution. Personal financial choices should always be made carefully and thoughtfully.
In conclusion, for Nigerians looking for convenient access to cash loans, Galaxy Credit presents a potential option.
With upfront interest rates, unambiguous eligibility requirements, and an easy application process, Galaxy Credit offers an enticing answer to financial problems.
Financial responsibility should always come first, so read the terms and conditions of any loan carefully before applying.