Easy Credit Loan Nigeria – USSD code, interest rate, repayment

One of the top providers of personal finance services in Nigeria is Easy Credit Loan. This post is for you if you’re seeking for a simple approach to get immediate cash for a pressing necessity.

You may learn more about the Easycredit loan Ussd code, how to make payments, the interest rate, and commonly asked questions in this post.

You can get online access to immediate cash from the convenience of your home with the Easy Credit code. You only require a functioning phone and internet.

It offers loans with amounts ranging from 3,000 to 100,000 naira and terms ranging from 91 to 365 days.

How to obtain a loan with Easy Credit

  • Download the EasyCredit app for your phone from the Google Play store.
  • Launch the app and join up in step two. When signing up, be careful to enter accurate information.
  • Make the necessary adjustments and enter your bank account information.
  • Request a loan
  • Watch for a response. typically only takes a couple minutes
  • Take a withdrawal into your bank account.


You could desire to use a USSD code to acquire an easy credit loan. Input the code *572#. To borrow money, call this number on your phone.
If you experience any problems with this code, you may easily complete the task using the app.


There is no need for paperwork or office space.
No security is needed.
Use your money anyway you like, whether for a house or business, seven days a week, 24 hours a day.


  • Nigerian citizen, aged 20 to 60
  • source of monthly income
  • company owners
  • wage earners

Interest rate for EasyCredit

Simple Credit Depending on your credit score and other circumstances, interest rates might range from 3 percent to 10 percent of the loan’s original principal.

A one-time processing fee will also be charged to you.

For instance, if you obtain a N 3,000 loan with a 91-day term. EasyCredit levies interest rates of 3.1% and processing fees of 9.1%.
There will be a 273 naira processing fee in addition to a 93 naira interest charge. The total sum due is N3,366.


How do I repay a loan from EasyCredit?

To return your debt, just adhere to these easy steps:

Launch the app first, then log into your account.

Then, select one of your loans by going to “My Loan” next.

Next, select “Repay in Advance” and ensure all of your information is accurate before selecting “Repay Now.”

Finally, select your form of repayment and press “Repay now” to complete your loan repayment.

Q&A for Easy Credit Loan

What benefits come with using the simple credit loan app?

Through this site, you can get a loan without filling out any paperwork, getting a mortgage, or even having access to an office. You also have the option to use your loan for either personal or professional goals.

How much cash am I able to borrow from EasyCredit?

From 2000 Naira to 500,000 Naira, you can borrow any amount through easy credit. In essence, the amount you can borrow will rise if you make timely loan repayments.

If you borrow 2,000 Naira, for instance, and repay it on time, you would be eligible to borrow a higher sum the following time.

What qualifies Easy Credit as a viable choice?

Easy Credit does not require any paperwork, a mortgage, or even office access in order to approve your loan.

You also have the option to use your loan for either personal or professional goals. They provide loan services around-the-clock, every day of the week.

What occurs if I don’t pay back my loan?
Your credit history will suffer if you don’t make your loan payments on time. You might not be able to apply for another loan. Additionally, a 2% daily fee will be added to your loan after the due date.

What is the duration of the EasyCredit loan repayment period?

Basically, an easy credit loan gives you up to a year to pay back your debt. The first arrangement you made while applying for the loan is what largely determines it.

Is simple credit loan legitimate? Has CBN approved it?

The CBN doesn’t approve many of the loans that are in operation in Nigeria. One of them might be simple credit. But that doesn’t mean people don’t borrow money from them or that they’re not legitimate.

You can read user reviews of simple credit loans in the Google Play Store to find out what other people are saying.

Before using their lending services, be sure to conduct thorough research, study their terms and conditions, find their interest rates, and draw sound judgements.

Customer service, whatsapp, phone, and email information is available at help.easycredit@gmail.com and 2349121807745 for the hotline.
Address for offices: 20 Opebi Road, Ikeja, Lagos, Nigeria.

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